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Sunday, February 7, 2010

Different kinds of Investments

Different kinds of Investments

  • 401k Plan It’s the most popular one among the employed. This is the saving scheme which most of the job provide. Wherein a small sum of money will be deducted from the Salary

  • Share Trading This is the one which provide maximum profit but with equal amount of risk. Here the investor becomes the part of the company’s share.

  • Bonds It is basically a note or a bill which especially government or a sometimes even a private company provides to you. Where you promise to give a certain some of money and you agree to have it with them for a certain set of years and in return they pay you with a pre-determined rate of interest.

  • Real Estate This is a sector where most of the people in the present time invest. But here it involves to buy and rent a piece of land and even sell it. It is a space where most of the people make a lot of money over a period of time.

  • REIT It is similar to investment in Share market but it involves investing only to the Real estate sector. The most of the profit comes as a dividend and in some nation over 90% of the profit to the company has to be returned to the investor.

  • Money Market It is where investing into the currency market. It is space with low risk.

  • Commodity Market It is similar to currency or money market it is where investing to the commodity. The profit goes with the rise and fall of the price of the commodity betted.

  • Brokered Certificates It’s a safe investment it includes you investing your money for a certain period of time and at any time you can withdraw your money with the profit.

  • Annulities It is an agreement between you and the insurer. It produces income for you and protect your earning potential.

  • Life Insurance This is also an investment where most of the people are familiar with, it insures your family with money when you die. And it also produces with tax deduction.
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Quarterly Results

Lupin Q3 net up 38 pct, in line with forecast

Tata Steel Q3 net up 155% to Rs 1,191.75 cr

Canara Bank Q3 profit zooms 50 pct

Dena Bank Q3 net dips 4 pct to Rs 134 cr

Lanco Infratech Q3 net up 34 pct at Rs 106 cr

Motherson Sumi Q3 net nearly triples as sales surge

BPCL Q3 net down by more than half

Stock Terms and jargons

Active Share: An active share is the one which has a volume in trade (it has changed hands in many), these are the shares which are easy to buy or sell. which also may have some news sticked along with it.

Advance-Decline ration: It is also known as advanced decline ratio. This ratio is used to find whether market is in bullish trend or in the bearish trend, in other words whether the market is in advacing or declining. It is found by dividing the total number of advanced shares to the total number of declined shares. For instance: there are a total of 10000 stocks listed in the market of them 800 advances and 200 declines then the Advance Decline ratio would be 4 and since the ratio. Any value more than 1 would indicate a rising trend (bullish trend) and any value which is less than 1 would indicate a declining trend (bearish trend).

ADR: American Depository Receipt is a negotiable receipt issued by the US banks stating that the number of shares have been deposited with them. This can be directly traded in the stock market. This in turn eases an American investor to buy ADR than to buy an foreign stock in a foreign market. The rate of an ADR is close to the rate of the stock in the home market.

After-Tax:

Aging Schedule

AGM or Annual General Meeting

Amortization

Annual Report

Application-Money

Asset

Asset Coverage

Asset Financing

Auction Market

Auctioning of an Issue

Automated Screen Trading (AST)

Average

Averaging

Averaging In/Averaging Out.